Each year, a staggering 73.7% of seniors overlook substantial sums in their Social Security claims, leaving an average of $9,201 unclaimed due to a lack of understanding about the rules and the most effective claiming strategies. With countless choices and options available when applying for Social Security benefits, the decisions you make are typically permanent and irreversible.
Our Smart Social Security Benefits Maximizer/Retirement Healthcare Expense Estimator ℠ system empowers you with the knowledge to make optimal choices, potentially increasing your lifetime benefits by hundreds of thousands of dollars.
The 4-Step Process
1) Determine Your Base Social Security Benefits – Most client/advisor consultations are designed to ferret out the client’s assets that the advisor may have the opportunity to manage. While this information is vital to designing a comprehensive financial plan, The Clarity Consultation sm is comprised of a number of detailed exercises that help both the client and the advisor understand the needs and goals that must be achieved to live a fulfilling life. When complete, all parties will have a concrete understanding of not only what must happen, but why. Everyone will understand what might interfere with achieving those plans or derail them completely. Finally, everyone will clearly understand the opportunities available that will ultimately be needed to achieve those goals.
2) Complete Online Application – We create a comprehensive approach to managing all your assets, not just a select few. Our approach is intelligent, incorporating strategies for handling your liabilities, associated expenses, and income. These strategies are then seamlessly integrated into a single, comprehensive real estate-focused financial plan. Additionally, we prioritize safety, ensuring your assets are safeguarded against loss and securing a guaranteed income that will last a lifetime.
3) Receive Social Security Benefits Maximization Analysis and Recommendations – We optimize and protect the assets you already have by earning income through safe investment strategies and building defenses around those assets to protect them from others. We eliminate your, “Reductive Debts.” Debts that interfere with your ability to save for retirement and implement strategies to reduce life’s biggest expense, the taxes you pay. We establish significant liquid cash reserves to provide you with peace of mind in knowing you can weather a financial storm, as well as providing you with the ability to take advantage of opportunities when they present themselves. Finally, we help you save and invest to achieve your long-term goals and plans.
4) Schedule 30-Minute Free Consultation – We provide ongoing plan modification, because life happens, e.g., laws change, incomes change, your family situation changes, and your health changes. The world continues to change, as such, we need to modify and change your plans accordingly.